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RBI introduces the RBI-Digital Payments Index



RBI introduces the RBI-Digital Payments Index 

Reserve Bank of India has launched a Digital Payments Index (DPI) to capture the extent of digitization of digital/electronic payments across the country. This RBIDigital Payments Index (DPI) has 5 broad parameters that will be used for the measurement of deepening and penetration of digital payments. 

These parameters and their weightage are as under: 

 Payment Enablers (weight 25%), 

 Payment Infrastructure – Demand-side factors (10%), 

 Payment Infrastructure – Supply-side factors (15%), 

 Payment Performance (45%) and 

 Consumer Centricity (5%). 

The base period for RBI-DPI is March 2018. This means that the DPI score for March 2018 is set at 100. RBI has calculated the DPI for March 2019 and March 2020 at 153.47 and 207.84 respectively, indicating appreciable growth. RBI-DPI shall be published on a semi-annual basis from March 2021 onwards with a lag of 4 months.


 

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